Non-OA Income Method 2025 — How Australians Prove 65,000 THB/Month
The Non-OA income method allows you to qualify for the Thai retirement visa extension using monthly income rather than maintaining 800,000 THB in a Thai bank account. For Australians with strong pension, superannuation draws, or investment income, this can be more convenient than the bank deposit method. But the documentation requirements are specific and vary by Immigration office.
THE INCOME THRESHOLD
To use the income method for the Non-OA annual extension, you must demonstrate monthly income of at least 65,000 THB (~AUD 2,710 at current rates) consistently.
This is a monthly figure — not annual. The equivalent annual income is approximately AUD 32,500+.
WHAT COUNTS AS QUALIFYING INCOME
- Australian Age Pension (varies — typically AUD 1,700–2,400/month for singles, less than the 65,000 THB threshold alone; couples combined may qualify)
- Superannuation account-based pension drawings (can be structured to meet the monthly threshold)
- Investment income (dividends, rental income, managed fund distributions)
- Defined benefit pension payments
- Foreign employment income remitted to a Thai bank account
- Any overseas income deposited into your Thai bank each month in regular, documentable amounts
THE AUSTRALIAN EMBASSY INCOME LETTER — THE PRIMARY DOCUMENTATION METHOD
For the income method, the most widely accepted documentation at Thai Immigration is the income certification letter from the Australian Embassy Bangkok.
Process:
1. Book an appointment at the Australian Embassy Bangkok (online booking system)
2. Attend in person, present your passport, and complete a statutory declaration stating your income
3. The Embassy issues a letter on official letterhead certifying the income you declared
4. Take this letter to your Immigration office for the Non-OA extension
Cost: approximately AUD 80–120 (current Embassy fee — confirm at time of booking)
Processing: same-day at the appointment
IMPORTANT: the Embassy does not verify your income against Australian Tax Office or Centrelink records. You declare your income truthfully under oath. The statutory declaration is a legal document — false declarations carry consequences.
WHICH INCOME SOURCES TO DECLARE
Include ALL regular income sources. For an Australian retiree:
- Age Pension monthly amount
- Superannuation pension payment amount
- Any dividend or rental income received monthly
If the combined total reaches 65,000 THB/month, declare it all. The Embassy letter reflects the total declared figure.
THE BANK DEPOSIT ALTERNATIVE TO THE EMBASSY LETTER
Some Immigration offices accept documented monthly bank deposits into your Thai bank account as proof of income, instead of the Embassy letter:
- 12 months of bank statements showing 65,000+ THB deposited each month
- Deposits must be from overseas (FET/TT3 certificate from the bank)
This method requires planning — you must have been depositing consistently for the full 12 months before the extension.
WHICH METHOD IS ACCEPTED WHERE
The Embassy income letter is more universally accepted than the bank deposit method. Some regional Immigration offices (outside Bangkok, Chiang Mai, and Phuket) prefer the bank balance method entirely and will not accept the income letter.
Check with your specific Immigration office (or a local visa agent) before committing to the income method if you are outside the three major cities.
COMBINATION METHOD (400,000 THB + INCOME)
Some Immigration offices accept:
- 400,000 THB in a Thai bank account (half the full deposit requirement)
- PLUS monthly income of 40,000 THB/month (documented)
This is the combination method and has uneven acceptance across Thailand's Immigration offices. Chiang Mai has been relatively consistent in accepting it. Bangkok (Chaeng Watthana) is less consistent.
MINIMUM AGE REMINDER
The Non-OA requires the applicant to be age 50 or older. The income method is only available to qualifying Non-OA applicants — not to those on tourist visas or other visa types.
PRACTICAL CHECKLIST FOR INCOME METHOD APPLICATION
□ Confirm your local Immigration office accepts the income method (call or check with a visa agent)
□ Book Australian Embassy Bangkok appointment (3–6 weeks in advance recommended)
□ Attend Embassy appointment with current passport, declared income statement ready
□ Obtain income letter same-day
□ Prepare your Non-OA extension document set:
- Passport + copy
- TM7 form (available at Immigration)
- 2 photos
- TM30 receipt
- Lease agreement or hotel registration
- Income letter from Embassy
- Health insurance certificate (40,000 THB inpatient + 40,000 THB outpatient)
- 1,900 THB extension fee
HOW VISA CENTRE HELPS
We coordinate the Embassy appointment booking, assist with the statutory declaration wording, and confirm which documentation set is currently accepted at your local Immigration office before your appointment — reducing the risk of attending with an incomplete or incorrect document set.
General guidance only. Income method acceptance varies by Immigration office and has changed over time. Not affiliated with the Australian Embassy or Thai Immigration. Independent visa assistance agency.
Verified against official sources. Visa rules and fees change — our specialists confirm the current rules with the Thai Immigration Bureau for your specific case.